Click here for BillPayer FAQs

Read about TellerNet Security

 Click here for information about TellerNet MULTI-FACTOR LOG-IN SECURITY

 TellerNet - Personal Credit Union Online

You must complete a registration form before you can login. 
Please click here or visit either credit union office for a form.

BVFCU is pleased to present TellerNet - Personal Credit Union Online to our members. TellerNet is a combination of Online Banking and BillPayer services - and you're gonna love it! TellerNet allows you to access your BVFCU account information from this web site.

Members participating in e-Statements can access TellerNet at NO COST!

If you do not participate in e-Statements, you can still have TellerNet access for a low annual fee (waived for Value Checking and Visa CheckCard accounts).

Why not get INTOUCH and ONLINE with your credit union today? Start taking advantage of the following conveniences - available to you with the click of the mouse:

Personal Finance Service

  • Review account history and check account balances on all share and loan accounts. Your information is real-time and delivered with up-to-the minute accuracy.
  • Inquire about details on recently cleared checks.
  • Transfer funds to and from your accounts. Make loan payments by transferring from savings or checking.
  • Make a withdrawal and have a check sent to your home.
  • Apply for a loan on-line.

Bill Payer Service - Bill Payer Services are available at NO CHARGE (inactive accounts will be charged $4.95 per month). 

  • Send out one-time or recurring payments
  • Add any payee that you want - public or private
  • View pending payments and keep track of when your payments are scheduled to be sent.
  • Review bill payment history

Other Services

  • e-Statements
  • Change your password
  • Change your e-mail address

Sign Up Today

  • Visit or call either office to obtain an application form.



  1. Is There a Telephone Number to Call for Assistance with Payments?
  2. Why Should I Try BillPayer Service?
  3. I Have my Utility Payments Setup via Another Electronic Payment Method - Why Should I Change to BillPayer?
  4. How Do I Enroll?
  5. How Much Does this Service Cost?
  6. How Do I Get Started?
  7. Are There Any Merchants that Cannot be Paid via BillPayer?
  8. When Is My Payment Withdrawn From My Account?
  9. Is a BillPayer Demo Available?

Is There a Telephone Number to Call for Assistance with Payments?
BillPayer Customer Service can be reached at 1-800-877-8021 between 7 am - 1 am, 7 days/week.

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Why Should I Try BillPayer Service?
Well, for one thing... It's FREE!* In the long run it offers the convenience and peace of mind that you are in charge of your bill payments. You set up payments when you want the payment sent, when your direct deposit is posted, and your checking balance is 'healthy'. TellerNet allows you to check your account balance and transfer funds to checking (if necessary) all on your schedule - not someone else's schedule.

*Inactive accounts will be charged $4.95 per month, excluding Value Checking accounts.

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I Have my Utility Payments Setup via Another Electronic Payment Method - Why Should I Change to BillPayer?
Automatic electronic payment for your utility and similar bills is really convenient - but are you in charge? These merchants tell you when to deduct the payment from your check register - with BillPayer you decide when you want this payment made. And, if for any reason you want to stop automatic payment, you just click a button on your BillPayer screen at your 24 hour convenience - instead of calling the merchant during business hours and explaining to someone that you want to cancel the electronic payment method, then following up to make sure this request took effect.

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How Do I Enroll?
To enroll in BillPayer service, you must sign up for TellerNet and check the box on the e-Services Enrollment Form. If you have previously enrolled in TellerNet and want to add BillPayer service, email and request this service.

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How Much Does this Service Cost?
BillPayer Service is FREE!* You can set up and pay as many bills as you like - at no cost to you.

You save the cost of postage stamps, checks and envelopes!

*Inactive accounts will be charged $4.95 per month. This charge will be posted to your Checking account on the 15th (or the next business day) of the following month. Value Checking account holders DO NOT pay a fee for inactive service.

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How Do I Get Started?
On the TellerNet menu, click on BillPayer. On the BillPayer page, you must click on the Enroll BillPayer icon and select your checking account. A disclosure page is displayed and you must accept the terms of the disclosure to complete the enrollment. Now you can start setting up your Payee list, and schedule your payments.

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Are There Any Merchants that Cannot be Paid via BillPayer?
Payments to Billers outside of the United States or its territories are prohibited through the Service.

Tax payments and court ordered payments may be scheduled through the Service, however such payments are discouraged and must be scheduled at your own risk. In no event shall the Service be liable for any claims or damages resulting from your scheduling of these types of payments. The Service Guarantee as it applies to any late payment related changes is void when these types of payments are scheduled and/or processed by the Service. The Service has no obligation to research or resolve any claim resulting from an exception payment. All research and resolution for any misapplied, mis-posted or misdirected payments will be the sole responsibility of you and not of the Service.

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When Is My Payment Withdrawn From My Account?
The "Scheduled Payment Date" is the day you want your Biller to receive your bill payment and is also the day your Payment Account will be debited, unless the Scheduled Payment Date falls on a non-Business Day in which case it will be considered to be the previous Business Day.

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Is a BillPayer Demo Available?
Click Here to see a short overview of the BillPayer service.

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TellerNet Security

What WE do to secure your account

When you use TellerNet, you are entering a secure area. Consider these safeguards:

  • Password Protection - Before using online credit union services, you develop a secret password that only you know. This assures that you, and only you, have access to your accounts.
  • PassMark Protection - A picture and text phrase at log-in will protect you from accidentally revealing your User ID and password to a fake site.
  • Encryption - Once online with your credit union, your transactions and personal information are secured by sophisticated encryption software that converts the information into code readable by only your credit union.

What YOU can do to secure your account

  • Formulate a password known only to you and never reveal it to anyone. Don't use your address, telephone number, birth date or social security number.
  • Don't leave your computer unattended with your account on the screen. If you must leave, then log off.
  • Log off properly when you have completed your online business. Follow the secure area exit instructions - assuring your electronic security.
  • Regular e-mail is generally not encrypted - don't send sensitive financial information in this manner.
  • Review your account statements regularly and report any irregularities to your credit union immediately.

Click here to read more "Internet Safety Tips".

This file is in Portable Document Format (PDF) which can be read by Acrobat Reader. If you do not have Acrobat Reader, you can download it now.


Your TellerNet account is now protected with a higher level of security. The Online Access security enhancements better protect you against online theft and fraud, provide you with more peace of mind when banking online, and help minimize the risk of falling victim to a "spoofed" website.

How It Works

You will complete a simple, one-time enrollment process the first time you log into the enhanced system.

1. You’ll select a picture from on online library of images; the image will be displayed to you on future TellerNet access logins. The image is known only to you and the credit union.

2. You’ll enter a word or phrase that will be displayed along with your image when you login. The text phrase is known only to you and the credit union.

3. You’ll select three "Challenge Questions" and provide the answers to the questions.

Logging into TellerNet

PLEASE NOTE:  You will still be requested to enter your UserID and the same Password (as before Multi-Factor Log-on) to access TellerNet.  The phrase you choose is only a label for the image.  You will not enter the phrase to login.

After enrollment, when you log into TellerNet you’ll enter your User ID. Then, we’ll show you the picture and text phrase you selected. If the image and phrase shown to you are correct, you’ll continue with the login and enter your password. This is your assurance that you are logging into the legitimate BVFCU home banking website, since no one else knows your image and text phrase – only you and us.

Challenge Questions

Challenge questions will only be displayed if you log into TellerNet from a different computer than you used when you enrolled. If we don’t recognize the computer, we will double check that it is really you. This is another layer of security designed to protect your account from unauthorized access if your account information is stolen, and help us identify you when you are logging into TellerNet from an unknown computer. You’ll have the opportunity to "register" computers you regularly use to access your online account. Once you successfully answer the question, we’ll show you your picture and phrase.This enhanced security will not require you to have any additional hardware or software for your computer. All of the identification and validation takes place behind the scenes – creating a silent but secure login.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - NCUA National Credit Union Administration, a U.S. Government Agency

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